tag:blogger.com,1999:blog-35591370702892652962024-03-18T21:41:55.098-07:00fargo BanksRed Home Guide Features.. Great lenders approach financing with tenacity. The Best Fargo Mooorhead Banks, Lenders of money. Fargo home lending Money, Business fargo printing, Fargo professionals, Fargo Bank Fargo Mortgage,fargo forum, Business cards fargoprint.com Second mortgage business cards, letterhead, envelopes, website design and logo design. Fargo ND Phone 701-261-8637 Fast Turnaround FREEFind Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-3559137070289265296.post-23119034471869307492008-02-11T00:25:00.001-08:002008-11-12T19:24:43.078-08:00Fargo Moorhead's Best Banks Peter Prodanov<p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://redriverhomeguide.com"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEii_3vEf75ke1U-UMaDyMjy8blReyS1SME_KmujEQajZWWtveo0HKFCE2VUr7xQVFixEo8FGd5wpyT1FfxOdxk0wfkRx87jfByY8XfSu-lKdjYQOnK5rnw8tK0_1myshcO9ZlmlIcboC4o/s400/Fargo+Lender+logo.jpg" alt="" id="BLOGGER_PHOTO_ID_5154890296143830210" border="0" /></a><span style="font-weight: bold;">Name:</span> Peter Prodanov<br /><span style="font-weight: bold;">Company:</span> Valesco Mortgage<br /><span style="font-weight: bold;">Hometown:</span>Raised in West Windsor, NJ and currently live in Detroit Lakes<br /><span style="font-weight: bold;">Your first job was: </span>Minor League Baseball Player- Boston Red Sox<br /><span style="font-weight: bold;">Favorite type of music: </span>Rock<br /><span style="font-weight: bold;">Professional training: </span>Continuing Education on Federal Banking regulations<br /><span style="font-weight: bold;">Did you or do you have a mentor?</span> My Business Partner, Donovan Schumacher<br /><span style="font-weight: bold;">What does a Premire Lender do on the weekend?</span> Try to go fishing, if not, spend time with my wife and two children (hopefully while fishing).<br /><span style="font-weight: bold;">Highest interest rate you can remember?</span> 7%<br /><span style="font-weight: bold;">Favorite Place to meet for a cup of joe?</span> Main Street Cafe, Detroit Lakes<br /><span style="font-weight: bold;">Favorite family hangout?</span> Public Beach on Long Lake in Vergas<br /><span style="font-weight: bold;">When I cook at home I like to....</span>Make home made pasta sauce with all the ingredients coming from our garden.<br /><span style="font-weight: bold;">One thing ever consumer should keep in mind when searching for a mortgage is: </span>Work with someone where your best interest is their number one priority. Low rates are great, but how are you getting that low rate?<br /><span style="font-weight: bold;">What is the most gratifying part of lending?</span> Helping people get into their first home, or out of a financially difficult situation.<br /><span style="font-weight: bold;">Your Favorite Charity and why? </span>Our church, First Lutheran, because it gives so much to our family.</p><p><a href="http://redriverhomeguide.com/">Find Fargo Lenders of Money</a></p>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-90720415985624830302008-02-11T00:23:00.000-08:002008-11-12T19:24:43.187-08:00Fargo Moorhead's Best Banks Casey Smith<p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://redriverhomeguide.com"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNb1wyuBgkrJ3Io1nuuWQp5zPw5w-7UvxnOhulCJKUHVWyP90XLA1M7MK9XtSzfEVX0M5QkZtsGuSO7YYmJJlfy0P7lzR3DtKSmUaRVJT3Dw7ZPj37_jol4pZ-OuH_hoSv0ha2Bk3aQ7k/s400/Fargo+Lender+logo.jpg" alt="" id="BLOGGER_PHOTO_ID_5154890077100498098" border="0" /></a><br /><span style="font-weight: bold;font-size:130%;" >Name:</span> Casey Smith<br /><span style="font-size:130%;"><span style="font-weight: bold;">Company Lender:</span></span> Western State Bank<br /><span style="font-size:130%;"><span style="font-weight: bold;">Hometown</span></span>: Minot, ND<br /><span style="font-size:130%;"><span style="font-weight: bold;">Your first job was:</span></span> Gas station attendant (back in the full service days)<br /><span style="font-size:130%;"><span style="font-weight: bold;">Favorite type of music:</span></span> Country music<br /><span style="font-size:130%;"><span style="font-weight: bold;">Professional training:</span></span> College degree in business administration, numerous training schools and seminars over the last twenty-one years.<br /><span style="font-size:130%;"><span style="font-weight: bold;">Did you or do you have a mentor?</span></span>I have had a few different people that have helped me advance my career over the years.<br /><span style="font-size:130%;"><span style="font-weight: bold;">What does a Premire Lender do on the weekend?</span></span> In the summer, Water skiing and spending time at the lakes with my family. In the winter, involved playing basketball, and officiating basketball.<br /><span style="font-size:130%;"><span style="font-weight: bold;">Highest interest rate you can remember?</span></span> 14%<br /><span style="font-size:130%;"><span style="font-weight: bold;">Favorite Place to meet for a cup of joe?</span></span> Starbucks to Denny’s I’m not to fussy, as long as it is fresh and hot.<br /><span style="font-size:130%;"><span style="font-weight: bold;">Favorite family hangout? </span></span>If its in the summer you will find us at the lake, in the winter we usually hang out at home.<br /><span style="font-size:130%;"><span style="font-weight: bold;">When I cook at home I like to....</span></span>have the fire department on speed dial! Cooking is not my strongest trait.<br /><span style="font-size:130%;"><span style="font-weight: bold;">One thing ever consumer should keep in mind when searching for a mortgage is</span></span>: It is very important that you are comfortable with the lender you work with for your mortgage. Buying a home is the largest investment most of us will ever be involved in. It is vital that you work with a lender that you are comfortable with and trust.<br />What is the most gratifying part of lending?Helping someone purchase their first home is always gratifying. It gives me great satisfaction knowing I’ve helped someone achieve their goal of owning their own home.<br /><span style="font-size:130%;"><span style="font-weight: bold;">Your Favorite Charity and why? </span></span>Roger Maris Cancer Center- Our family has been effected by Cancer, and it is very important that we maintain a top cancer facility close to home. There can never be enough money raised to help with research and treatment of this disease.<br /><br /><a href="http://redriverhomeguide.com/">Best Fargo Moorhead Home Lenders</a></p>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-68816608896277518512008-02-11T00:19:00.000-08:002008-11-12T19:24:43.484-08:00Fargo Moorhead Best Banks: Premier Lender Profile Tom Boyer<h3 class="post-title entry-title"> </h3> <span style="font-weight: bold;font-size:130%;" >Jeff Aafedt<br />Charter West M<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://fargowifi.blogspot.com/"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 215px; height: 43px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiE_Q9FMPxpx-ID7LD-rIxLGNlUYiNvFBAyL85KMe2dU09Kyn2OscNsTjGwOmfjw-rMYcDDSPkugL1xZ5pEJwqWF2_BT0wV3VnP-VUFPkWnssNKafjz4QpfmRhlzPRMJinICgjaEEHmYuw/s400/fargo+banks+find+loan+in+fargo+ND.jpg" alt="" id="BLOGGER_PHOTO_ID_5165644033467728594" border="0" /></a>ortgage</span><br /><div class="post-body entry-content"><p><br /><span style="font-weight: bold;font-size:130%;" >Hometown:</span> Born in Winterhaven, Florida but moved to Fargo at age 4. Graduated from Fargo North High School and NDSU in Fargo.<br /><span style="font-weight: bold;font-size:130%;" >Your First job was: </span>Setting trap at the west Fargo gun club at age 7.<br /><span style="font-weight: bold;font-size:130%;" >Farorite type of music:</span> Christian Rock.<br /><span style="font-weight: bold;font-size:130%;" >Professional training</span><span style="font-weight: bold;font-size:130%;" >: </span>College, United States Air Force Pilot Training, various Type Ratings in the DC-9, Boeing 727, Airbus A-319/320 aircraft during my 21 year career at northwest airlines as a Captain and Instructor.<br /><span style="font-weight: bold;font-size:130%;" >What does a Premier L</span><span style="font-weight: bold;font-size:130%;" >ender do on the weekend?</span> Continue to qualify and help people obtain affordable financing while they are looking at purchasing a home over the weekend, having to wait until Monday to find out if you can purchase a home is not a option in my opinion.<br /><span style="font-weight: bold;font-size:130%;" >Did you or do you have a mentor? </span>No<br /><span style="font-weight: bold;font-size:130%;" >Highest interest rate you remember:</span> 11% when I bought my first home in 1985, and 14% when inflation was out of Control during the Carter Presidency.<br /><span style="font-weight: bold;font-size:130%;" >Favorite place to meet for a cup of joe?:</span> Any espresso bar but if give the choice I would rather have a Martini at the Ho-Do.<br /><span style="font-weight: bold;font-size:130%;" >When I cook at home I like to:</span> Barbeque<br /><span style="font-weight: bold;font-size:130%;" >Favorite fa</span><span style="font-weight: bold;font-size:130%;" >mily hangout: </span>Our home on Long Lake in Detroit Lakes, Minnesota.<br /><span style="font-weight: bold;font-size:130%;" >One thing every consu</span><span style="font-weight: bold;font-size:130%;" >mer should keep in mind when searching for a mortgage is: </span>This is probably one if not the most important financial decision you will possibly make in a lifetime. Your home is also part of your long term investment portfolio and needs to be treated as such. It is very important to make sure that your lender off.<br /><span style="font-weight: bold;font-size:130%;" >What is the most gratifying part of lending? </span>On a purchase actually seeing sellers and buyers exchange keys and garage door openers and knowing my clients obtained the best financing available for their credit profile. For my refinance clients knowing I was able to save them hundreds of dollar.<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://fargosports.blogspot.com/"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 275px; height: 55px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJVbkVsYS7vL6Ox7c73BtbbF_snySOk1yZl11yvmoDVd6-DvCrhRqUtyiXJLMj608oxcHB-K9MXaRVK6lM8C4lwd8byjuexJH9ksoL7ake4uSoWzg0aWRIIdaVE_wwl6o7cKkFd7qnQfw/s400/Minnesota+viking+Hot+Talk+Fargo.jpg" alt="" id="BLOGGER_PHOTO_ID_5165634756338369218" border="0" /></a><br /><span style="font-weight: bold;font-size:130%;" >Your favorite charity is and why:</span> The Boys and Girls Club of Detroit Lakes. Enabling all young people, especially those who need us most, to reach their full potential as productive, caring, responsible citizens is very important to me. In our community as well as probably every other we need to invest in young kids, which is our future. Since joining the board two years ago and serving as board president for the last year supporting the leadership of our Executive director Pat Petermann we have been able to increase our after school attendance from 26 kids per day to over 100. We have been able to increase our membership by over 300 kids and serve thousands of meals to individuals who need them. The club is the positive place for kids to be.<span style="font-style: italic;"> Check out www.boysandgirlsclubofdetroitlakes.org to learn more. This website by the way is built and maintained by the kids and supervised by a staff member.<br /><br /></span><span><a href="http://redriverhomeguide.com/">Find a Professional in Fargo</a></span><span><a href="http://redriverhomeguide.com/"> Moorhead here.</a></span></p></div>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-56266983268154893542008-02-11T00:16:00.000-08:002008-11-12T19:24:43.616-08:00Fargo Moorhead Best Banks: Premier Lender Profile Tom Boyer<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://fargoprint.com"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 133px; height: 172px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQq96SyULIdMEQco8NBAwGpNqAqoGZRVKo08LfGK28_kB4KCcAxKUOeXnQBj3GY96Za0yYmw80P503z2NG3vYw1NjdrwGyXqWgF0ABXuqBTDw_DiP1cjaCIdw6xNmXQ8JN_fP55oVYUp4/s400/fargo+print.jpg" alt="" id="BLOGGER_PHOTO_ID_5165634086323471026" border="0" /></a><br /><p><span style="font-size:85%;"><span style="font-weight: bold;"><span style="font-size:78%;">Premier Lender Profile Tom Boyer</span><br /></span></span><span style="font-weight: bold;font-size:130%;" >Business:</span> Cornerstone Bank Mortgage<br /><span style="font-weight: bold;font-size:130%;" >Hometown:</span> Detroit Lakes<br /><span style="font-weight: bold;font-size:130%;" ><br /><br />Your first job was: </span>Country Kitchen - busboy<br /><span style="font-weight: bold;font-size:130%;" >Favorite type of music: </span>Classic Rock<br /><span style="font-weight: bold;font-size:130%;" >Professional training: </span>Learned the secondary market at Lakeland Federal in Detroit lakes. Loans were sold to Freddie Mac and we serviced the loans. Started originating mortgages in 1990 at Northwestern Savings Bank in downtown Fargo.<br /><span style="font-weight: bold;font-size:130%;" >Did you or do you have a mortgage mentor?: </span>Nate Monson got me a job at Northwestern and broke me into the originating side of mortgages.<br /><span style="font-weight: bold;font-size:130%;" >What does a premier lender do on the weekend?:</span> Family things: golf with my sons, go to the lake, FM Athletic football games in the fall, snowmobiling in the winter.<br /><span style="font-weight: bold;font-size:130%;" >Highest interest rate you remember?: </span>11.0% in the mid 80’s.<br /><span style="font-weight: bold;font-size:130%;" >Favorite family hangout?:</span> Zorbaz on Pelican & DL<br /><span style="font-weight: bold;font-size:130%;" >When I cook at home I like to...</span>:make a triple batch of Grandma Lu’s Olde Fashioned Civil War Chili. My mom (Grandma Lu) has a great recipe; we even entered the DL Water Carnival Chili Contest years ago and took the 1st runner up prize.<br /><span style="font-weight: bold;font-size:130%;" >One thing every consumer should keep in mind when searching for a mortgage:</span> Get a good faith estimate and visit with the lender for a few minutes before deciding who to use.<br /><span style="font-weight: bold;font-size:130%;" > What is the most gratifying part of Lending?:</span> Attending the closings and seeing everything go smoothly and having the client happy and excited about a new home.<br /><span style="font-weight: bold;font-size:130%;" >Your Favorite Charity and why?:</span> FM Athletics. The organization benefits any kid in grade 4-8 that wants to play organized football. It has a dedicated board that works hard serving over 1200 kids in Fargo-Moorhead-West Fargo, and Hawley, Lake Park, Detroit Lakes, Casselton, Kindred and Barnesville areas. I have been involved with many organizations and support the philosophy of FM Athletics.<br /><br /><a href="http://redriverhomeguide.com/">Find a Great Local Fargo Moorhead Home Lender</a><br /><span style="font-style: italic;"><br /><a href="http://thefreelanceranch.com/">Business cards, Post Cards, Design, Logos, Fargo Moorhead Area</a></span></p>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-79877999351920272912008-02-11T00:15:00.000-08:002008-02-11T00:16:24.385-08:00Fargo Moorhead Best Banks: Premier Lender Profile Sherri A Stern<p><span style="font-weight: bold; font-size: 85%;">Red River Home Guide Premier<br />Lender Profile Sherri A. Stern</span><br /><span style="font-weight: bold; font-size: 130%;"><br />Name: </span>Sherri A. Stern<span style="font-weight: bold; font-size: 130%;"> </span><span style="font-weight: bold; font-size: 130%;"><br />Business: </span>VP Sales Manager, Mortgage Loan Officer<br /><span style="font-weight: bold; font-size: 130%;">Contact Info: </span>Bremer Bank<br /><span style="font-weight: bold; font-size: 130%;">Hometown: </span>Minneapolis, MN<br /><span style="font-weight: bold; font-size: 130%;">Your first job was:</span> Licensed Dental Hygienist<br /><span style="font-weight: bold; font-size: 130%;">Favorite type of music:</span> Classical<br /><span style="font-weight: bold; font-size: 130%;">Professional training: </span>BS Dental Health, BS Business and Finance<br /><span style="font-weight: bold; font-size: 130%;">Did you or do you have a mortgage mentor?:</span> Greg Sorensen, Bremer Bank Retail Sales Manager<br /><span style="font-weight: bold; font-size: 130%;">What does a premier lendor do on the weekend?: </span>Meet with prospective clients on Saturday. Attend local Arts functions on free time.<br /><span style="font-weight: bold; font-size: 130%;">Highest interest rate you remember?:</span> During my career as a lender: 8.75% on a 30 year mortgage. I remember my parents at 15% in the 60’s.<br /><span style="font-weight: bold; font-size: 130%;">Favorite place to meet for a cup of joe?: </span>Unfortunately, I do not make time to enjoy the local experience.<br /><span style="font-weight: bold; font-size: 130%;">Favorite family hangout?: </span>Our newly remodeled back patio overlooking the bike trail and the Red River.<br /><span style="font-weight: bold; font-size: 130%;">When I cook at home I like to...: </span>Grill outdoors and discuss past family food experiences.<span style="font-weight: bold; font-size: 130%;"><br />One thing every consumer should keep in mind when searching for a mortgage: </span> All brokers and lenders have similar loan products and rates. Develop a relationship of open communication and trust with your lender and the search will become easy. <span style="font-weight: bold; font-size: 130%;"><br />What is the most gratifying part of Lending?: </span>Fulfilling the “American Dream” of homeownership especially for first time homebuyers.<br /><span style="font-weight: bold; font-size: 130%;">Your Favorite Charity and why?”:</span> I could write a book:<br />Otto Bremer Foundation because 98% of our bank profits go back into the communities we serve for humanitarian focused projects. Refugee Resettlement because world peace is promoted through knowledge of cultures and relationship building. Arts and Cultural Activities because my life is enhanced by broadening experiences they provide. Symphony Orchestra of Fgo-Mhd for 75 years of promoting music as a universal language. Girl Scouts and Boy Scouts of America because of the leadership qualities they develop in our youth. Hospice because they provide alternative skilled health care for end of life passage.<br />Churches of all denominations because they are vessels of spiritaul love and guidance.<br /><br /><span style="font-style: italic;">Thank you for asking….!<br /></span><br /><a href="http://redriverhomeguide.com/">Find a Great Local Fargo Moorhead Home Lender</a><br /><span style="font-style: italic;"><a href="http://thefreelanceranch.com/">Business cards, Post Cards, Design, Logos, Fargo Moorhead Area</a></span></p>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-23792763701467798882008-02-11T00:13:00.001-08:002008-11-12T19:24:43.777-08:00Fargo Moorhead Best Banks: Premier Lender Profile Jeff Thomsen<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_nSoBR8QlDWHiO9rVZs8G7InL37ZI2PfjnGcCrDi9kgWocRiKxAhUjR6X7hDkk8JKU0TmdxWZhir-XOdeqnr55DOIJhi-2PRKqZFD_X9qghxTDJ48omxRbAYO2_2yEcBYor-yj2rvFT4/s1600-h/Fargo+Advertising+Online"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_nSoBR8QlDWHiO9rVZs8G7InL37ZI2PfjnGcCrDi9kgWocRiKxAhUjR6X7hDkk8JKU0TmdxWZhir-XOdeqnr55DOIJhi-2PRKqZFD_X9qghxTDJ48omxRbAYO2_2yEcBYor-yj2rvFT4/s400/Fargo+Advertising+Online" alt="" id="BLOGGER_PHOTO_ID_5165633227330011810" border="0" /></a><br /><br /><span style="font-weight: bold;font-size:85%;" >Red</span><span style="font-weight: bold;font-size:85%;" > River Home Guide Premier Lender Profile Jeff Thomsen</span><span style="font-size:130%;"><span style="font-weight: bold;"><br /></span></span><br /><span style="font-size:130%;"><span style="font-weight: bold;">Hometown:</span></span> Fargo, ND<br /><span style="font-weight: bold;font-size:130%;" >Your first job was:</span> Truck Wash -- Washing big rigs at the age of 13 with my father.<br /><span style="font-weight: bold;font-size:130%;" >Favorite type of music:</span> Classic Rock, Country<br /><span style="font-weight: bold;font-size:130%;" >Professional training:</span> Journey Mortgage Concepts of Mortgage’s, High Trust Sales and Professional Ethics Training.<br /><span style="font-weight: bold;font-size:130%;" >Did you or do you have a mortgage mentor? </span>My long time friend and boss, Joe Southern.<br /><span style="font-weight: bold;font-size:130%;" >What does a premier lender do on the weekend? </span>Family time when not doing open houses and applications for my customers.<br /><span style="font-weight: bold;font-size:130%;" >Highest interest rate you remember? 1</span>4% in the mid 80’s<br /><span style="font-weight: bold;font-size:130%;" >Favorite place to meet for a cup of joe? </span>Luna Coffee<br /><span style="font-weight: bold;font-size:130%;" >Favorite family hangout? </span>Lake Isabelle, ND<br /><span style="font-weight: bold;font-size:130%;" >When I cook at home I like to...:</span> Experiment on the grill with different recipes for Cajun Steaks, Chicken and Mexican dishes.<br /><span style="font-weight: bold;font-size:130%;" >One thing every consumer should keep in mind when searching for a mortgage:</span> Make sure your credit is in check and always look at buying within your means. Don’t forget about other costs of homeownership besides the mortgage payment.<br /><span style="font-weight: bold;font-size:130%;" >What is the most gratifying part of Lending? </span>Helping Homebuyers get into that Dream Home.<br /><span style="font-weight: bold;font-size:130%;" >Your Favorite Charity and why?”</span>Make-A-Wish… Helps kids achieve there dream going to a theme parks or meeting there favorite sports athlete.<br /><br /><a href="http://redriverhomeguide.com/">Find a Great Local Fargo Moorhead Home Lender<span style="font-style: italic;"><br /></span></a><a href="http://thefreelanceranch.com/">Business cards, Post Cards, Design, Logos, Fargo Moorhead Area</a>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-66440494936486064862008-02-11T00:11:00.000-08:002008-11-12T19:24:43.943-08:00Fargo Moorhead Best Banks: Premier Lender Profile Kara Misemer<p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://redriverhomeguide.com"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSe5QlnDUNm_uAtkihNvTroiIw7O_wTp4rz_cObXWn7iy-pxcBsIrlRWrF1qIvyXV3TQdMxeG4hsFnNYg0GObWqSeEfkQsUX_UPg5kBjG2Y-mz8odMm7XWoHZsuYg9H8Ax2euefqIApIk/s200/lendersmediaki3t.jpg" alt="" id="BLOGGER_PHOTO_ID_5119944595925209522" border="0" /></a><br /><span style="font-size:85%;"><span style="font-weight: bold;">Red River Home Guide</span><br /><span style="font-weight: bold;">Premier Lender Profile Kara Misemer</span></span><br /><br /><span style="font-weight: bold;font-size:130%;" ><br />Business:</span> Union State Bank<br /><span style="font-size:130%;"> <span style="font-weight: bold;">Hometown:</span></span> Jamestown, ND<br /><span style="font-weight: bold;font-size:130%;" >Your first job was:</span> Jamestown Park and Recreation: I was a lifeguard in the summer and a hockey arena attendant during the winter<br /><span style="font-weight: bold;font-size:130%;" >Favorite type of music:</span> 80’s Rock<br /><span style="font-weight: bold;font-size:130%;" >Professional training: </span>I began my career with Union State Bank as a part time teller while in school and when I finished I worked as a full time customer service representative for a number of years before moving into the loan processing area. After mastering the processing aspect, I stepped into the front end of personal banking and more recently mortgage lending. The experience and training from each position has provided a solid, all-around foundation to work from.<br /><span style="font-weight: bold;font-size:130%;" >Did you or do you have a mortgage mentor?: </span>Ranetta Starr – a fellow Union State Bank lender who was one of the pioneers in mortgage lending at our bank.<br /><span style="font-weight: bold;font-size:130%;" >What does a premier lender do on the weekend?:</span> These are in no particular order as I enjoy them all: Going to the lakes, curling up with a good book, napping - catching up on sleep after a long week of working hard, enjoying the outdoors – walking, and of course bowling<br /><span style="font-weight: bold;font-size:130%;" >Highest interest rate you remember?:</span> Current Rates – when I started getting involved with mortgage on the processing side we were booking loans at ridiculously low rates<br /><span style="font-weight: bold;font-size:130%;" >Favorite place to meet for a cup of joe?:</span> Starbucks on 13th Ave in West Fargo<br /><span style="font-weight: bold;font-size:130%;" >Favorite family hangout?:</span> My older sister’s House – nieces and nephews included!<br /><span style="font-weight: bold;font-size:130%;" >When I cook at home I like to...:</span> totally experiment – it compliments my addition to the food network. I’m always trying something new!<br /><span style="font-weight: bold;font-size:130%;" >One thing every consumer should keep in mind when searching for a mortgage:</span> I see many customers come in and only want to talk about the interest rate. I would challenge them that the lowest rate isn’t always the best deal. You must look at the big picture and also at what your goals are. The interest rate is only one piece of the overall mortgage, and taking the time to compare apples to apples is important.<br /><span style="font-weight: bold;font-size:130%;" >What is the most gratifying part of Lending?:</span> Helping those customers who think they are beyond help…Working with individuals who find themselves in difficult financial situations and developing a solution to get them back on their feet and able to manage their finances once again.<br /><span style="font-size:130%;"><span style="font-weight: bold;">Your Favorite Charity and why?”: </span></span>United Way: It’s a great organization that is able help so many of our local agencies do important work in our community.<br /><br /><a href="http://redriverhomeguide.com/">Find a Great Local Fargo Moorhead Home Lender</a><br /><span style="font-style: italic;"><a href="http://thefreelanceranch.com/">Business cards, Post Cards, Design, Logos, Fargo Moorhead Area</a></span></p>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-23758758734423154072008-02-11T00:10:00.001-08:002008-11-12T19:24:44.049-08:00Fargo Moorhead Best Banks: Premier Lender Profile Pam Schmidt<p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://redriverhomeguide.com"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhXfq7PkX6o6BSyfg-aZoYVkqgyD-P6ZkP-LBGx9AgMBJq5xr1anPnp72ZU45b9weFXyxCnudJRg7OWkxD3s1gNoxIXWhmEuvePpDTlOM2RS6nZAlVO01xfkuAOOoETzjWqIIzRR64ufCg/s200/new-june6.jpg" alt="" id="BLOGGER_PHOTO_ID_5119636986072502690" border="0" /></a><span style="font-weight: bold; color: rgb(255, 255, 255);font-size:85%;" >Red River Home Guide Premier Lender Profile Pam Schmidt</span><br /><span style="font-weight: bold;font-size:130%;" ><br />Business: </span>Bank of the West, 520 Main Avenue, Fargo, ND 58124<br /><span style="font-weight: bold;font-size:130%;" >Hometown:</span> Carpio, ND<br /><span style="font-weight: bold;font-size:130%;" >Your first job was: </span> Farming with my dad.<br /><span style="font-weight: bold;font-size:130%;" >Professional training: BSBA </span>– Business Administration from the University of North Dakota.<br /><span style="font-weight: bold;font-size:130%;" >What does a premier lender do on the weekend?: </span>Hang out with friends - dinner, movies, concerts, sports…..unless there’s kid’s sports or performances, then I’m usually there.<br /><span style="font-weight: bold;font-size:130%;" >Highest interest rate you remember?:</span> They were double digits when I started. I remember telling a friend of mine in my first year – “Of course you should refinance, the rates are below 10%.”<br /><span style="font-weight: bold;font-size:130%;" >Favorite family hangout?:</span> It depends on the season – my girls and I are at the soccer field, basketball court, softball field; and, of course, theater is year round.<br /><span style="font-weight: bold;font-size:130%;" >When I cook at home I like to...:</span> If it’s frozen and can be done in a few minutes, it fits the schedule.<br /><span style="font-weight: bold;font-size:130%;" >One thing every consumer should keep in mind when searching for a mortgage:</span> Look at the big picture. It isn’t just about the rate. It’s about which loan best fits you and your family – now and in the future. My goal is to make sure you are comfortable and to help you understand what you are getting. It shouldn’t be all work, it can be fun!<br /><span style="font-weight: bold;font-size:130%;" >What is the most gratifying part of Lending?</span>: The best part of mortgage lending is when my previous customers come back for another mortgage or send me a referral – that’s when I know I did my job well!<br /><a href="http://redriverhomeguide.com/">Find a Great Local Fargo Moorhead Home Lender</a><br /><span style="font-style: italic;"><a href="http://thefreelanceranch.com/">Business cards, Post Cards, Design, Logos, Fargo Moorhead Area</a></span></p>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-65057079767699436972008-02-11T00:08:00.000-08:002008-11-12T19:24:44.153-08:00Fargo Moorhead Best Banks: Premier Lender Profile Deb Hjelmstad<p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://redriverhomeguide.com"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh1ddD6cCyzCYYsx9_l21bzHAPUQK07NwfY1bkFKBIi1E5Zjj2_blC1Jtlea8PnFNNRGVvk9UVMcRdTLOAdy9RkX-9Fe6ffVrINf2Ln-pJnjKcIohT-7U2vihe_zq7opUoUBm5ZDsD_7go/s400/Fargo+Lender+logo.jpg" alt="" id="BLOGGER_PHOTO_ID_5154889372725861506" border="0" /></a><br /><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(51, 204, 255); font-weight: bold;"><span style="color: rgb(0, 0, 0);"><br /><span style="color: rgb(255, 255, 255);">Premier Lender profile Deb Hjelmstad</span></span></span></span><br /><span style="font-weight: bold;font-size:130%;" >Hometown:</span> Fargo, N.D.<br /><span style="font-weight: bold;font-size:130%;" >Your first job was:</span> Working as an abstractor at Cass County Abstract Company, now known as Red River Abstract.<br /><span style="font-weight: bold;font-size:130%;" >Favorite type of music:</span> Light rock<br /><span style="font-weight: bold;font-size:130%;" >Professional training: </span>Licensed abstractor ??Did you or do you have a mortgage mentor? Ron Jordan and Susie Barta, who work with me in the mortgage department here. I've worked with both of them for many years.<br /><span style="font-weight: bold;font-size:130%;" >What does a premier lender do on the weekend? </span>Relax, read, go out with friends.<br /><span style="font-weight: bold;font-size:130%;" >Highest interest rate you remember?</span> 16% back in the '80s.<br /><span style="font-weight: bold;font-size:130%;" >Favorite place to meet for a cup of joe? </span> Starbucks.<br /><span style="font-weight: bold;font-size:130%;" >Favorite family hangout? </span> Our lake home on Lake Eunice, or our home in Fargo.<br /><span style="font-weight: bold;font-size:130%;" >When I cook at home I like to ... : </span>Invite people over. ??One thing every consumer should keep in mind when searching for a mortgage: Look for experience and someone who is looking out for your best interests as the borrower.<br /><span style="font-weight: bold;font-size:130%;" >What is the most gratifying part of lending?</span> Watching first-time home buyers get into their first home.<br /><span style="font-weight: bold;font-size:130%;" >Your favorite charity and why: </span>Holiday Clearing Bureau and the Rape & Abuse Crisis Center, because they help so many people who are truly in need.<br /><a href="http://redriverhomeguide.com/">Find a Great Local Fargo Moorhead Home Lender</a><br /><span style="font-style: italic;"><a href="http://thefreelanceranch.com/">Business cards, Post Cards, Design, Logos, Fargo Moorhead Area</a></span></p>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-21309977537305754462008-02-11T00:07:00.000-08:002008-11-12T19:24:44.310-08:00Fargo Moorhead Best Banks: Premier Lender Profile Phil McShane<p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://redriverhomeguide.com"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4RyCaee4LOe-OFTFmCx_RBsLSLUNLCXDibVQPIYwvFRUYSfx1pDZytW722OvmpMeiIQ15f9jknXIiIlBuW5IgnDCrllCGC3vcGBzMVPiEXZoPaAjeMtjLe7DQd7CFz3q9mI0jBkVdA0c/s200/fargo-lender.jpg" alt="" id="BLOGGER_PHOTO_ID_5119633876516180354" border="0" /></a><span style="font-size:100%;"><br /></span><span style="color: rgb(0, 0, 0); font-weight: bold;font-size:85%;" ><span style="font-family:georgia;">Red River Home Guide Premier Lender Profile Phil McShane</span></span><br /><span style="font-size:130%;"><span style="font-weight: bold;"><br />Hometown: </span></span>Fargo, North Dakota<span style="font-weight: bold;font-size:130%;" ><br />Your first job was:</span> Delivering papers for The Fargo Forum<br /><span style="font-weight: bold;font-size:130%;" >Favorite type of music: </span>Classic Rock<br /><span style="font-weight: bold;font-size:130%;" >Professional training: </span>NDSU, Institute of Financial Education<br /><span style="font-weight: bold;font-size:130%;" >Did you or do you have a mortgage mentor?:</span> My mortgage mentor early in my career was John Whittlesey<br /><span style="font-weight: bold;font-size:130%;" >What does a premier lender do on the weekend?:</span> Spend time with my new twin grand children, Dylan and Macey. Bicycling, golf, cross country skiing, snowshoeing.<span style="font-weight: bold;font-size:130%;" ><br />Highest interest rate you remember?: </span>18% in the early 80’s<br /><span style="font-weight: bold;font-size:130%;" >Favorite place to meet for a cup of joe?: </span>Gloria Jean’s<br /><span style="font-weight: bold;font-size:130%;" >Favorite family hangout? </span>Kind of boring, but home is where it’s at.<br /><span style="font-weight: bold;font-size:130%;" >When I cook at home I like to...:</span> Grill fish and make chocolate chip cookies.<span style="font-weight: bold;font-size:130%;" ><br />One thing every consumer should keep in mind when searching for a mortgage:</span> Good customer service along with a variety of mortgage options.<br /><span style="font-weight: bold;font-size:130%;" > What is the most gratifying part of Lending?</span>: Seeing the excitement and satisfaction our mortgage customers show when they close on their new home.<span style="font-weight: bold;font-size:130%;" ><br />Your Favorite Charity and why?”:</span> The United Way. Our community is well served by The United Way by reaching out to a vast number of people in need.<br /><br /><a href="http://redriverhomeguide.com/">Find a Great Local Fargo Moorhead Home Lender</a><br /><span style="font-style: italic;"><a href="http://thefreelanceranch.com/">Business cards, Post Cards, Design, Logos, Fargo Moorhead Area</a></span></p>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-30982038360985920032008-02-11T00:06:00.000-08:002008-11-12T19:24:44.501-08:00Fargo Moorhead's Best Banks: Lender Jeff Thomsen<p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://redriverhomeguide.com"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhfY_gtB5i93Awqd-txu2ae52TxinSBzbprMh-Rhp1rcGFrehidFmTZORGGU486Vhn_DwPIPmGhVSTP9cSclBRRqhgbA7p-HwLe0uFlclYtR6Dxawg4J2wJvgthnfJZtwJlFYrQZVoZbcw/s400/Fargo+Lender+logo.jpg" alt="" id="BLOGGER_PHOTO_ID_5154889587474226322" border="0" /></a><span style="font-weight: bold;"><br />Name:</span> Jeff Thomsen<br /><span style="font-weight: bold;">Company:</span> Journey Mortgage<br /><span style="font-weight: bold;">Hometown:</span> Fargo, ND<br /><br /><span style="font-weight: bold;">Your first job was:</span> Truck Wash - Washing big rigs at the age of 13 with my father.<br /><span style="font-weight: bold;">Favorite type of music:</span> Classic Rock, Country<br /><span style="font-weight: bold;">Professional training:</span> Journey Mortgage Concepts of Mortgage's, High Trust Sales and Professional Ethics Training.<br /><span style="font-weight: bold;">Did you or do you have a mentor?</span> My long time friend and boss, Joe Southern.<br /><span style="font-weight: bold;">What does a Premire Lender do on the weekend?</span> Family time when not doing open houses and applications for my customers.<br /><span style="font-weight: bold;">Highest interesrt rate you can remember?</span> 14% in the mid 80's<br /><span style="font-weight: bold;">Favorite Place to meet for a cup of joe?</span> Luna Cafe<br /><span style="font-weight: bold;">Favorite family hangout? </span>Lake Isabelle, ND<br /><span style="font-weight: bold;">When I cook at home I like to....</span><br />Experiment on the grill with different recipes for Cajun Steaks, Chicken and Mexican dishes.<br /><span style="font-weight: bold;">One thing ever consumer should keep in mind when searching for a mortgage is:</span> Make sure your credit is in check and always look at buying within your means. Don't forget about other costs of home ownership besides the mortgage payments.<br /><span style="font-weight: bold;">What is the most gratifying part of lending?</span> Helping Homebuyers get into that Dream Home.<br /><span style="font-weight: bold;">Your Favorite Charity and why?</span> Make-A-Wish...Helps kids achieve their dream, going to a theme park, meeting their favorite athlete, etc.<br /><a href="http://redriverhomeguide.com/">Find a Great Local Fargo Moorhead Home Lender</a><br /><span style="font-style: italic;"><a href="http://thefreelanceranch.com/">Business cards, Post Cards, Design, Logos, Fargo Moorhead Area</a></span></p>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0tag:blogger.com,1999:blog-3559137070289265296.post-31727946107410225432008-02-11T00:05:00.000-08:002008-11-12T19:24:44.655-08:00Fargo Moorhead Best Banks: Lender Tom Boyer<p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://redriverhomeguide.com"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5D5dTI32B618MuTpa2JacjHJZcx6zKSdyg52wAb03DIrCPmA1KjdSMf5VL3dnPn0o_D5w2CRLsTvI947qnGmOfMws4Xc_pLfJ1W5NOBLsftynMdxEB-5Q7sxOUASftMiuX64GbwJpTW0/s400/Fargo+Lender+logo.jpg" alt="" id="BLOGGER_PHOTO_ID_5154889797927623842" border="0" /></a><br /><span style="font-weight: bold;">Name:</span> Tom Boyer<br /><span style="font-weight: bold;">Company:</span> Cornerstone Bank Mortgage<br /><span style="font-weight: bold;">Hometown: </span>Detroit Lakes<br /><br /><span style="font-weight: bold;">Your first job was: </span>Country Kitchen - busboy<br /><span style="font-weight: bold;">Favorite type of music:</span> Classic Rock<br /><span style="font-weight: bold;">Professional training:</span> Learned the secondary market at Lakeland Federal in Detroit lakes. Loans were sold to Freddie Mac and we serviced the loans. Started originating mortgages in 1990 at Northwestern Savings Bank in downtown Fargo.<br /><span style="font-weight: bold;">Did you or do you have a mentor?</span> Nate Monson got me a job at Northwestern and broke me into the originating side of mortgages.<br /><span style="font-weight: bold;">What does a Premire Lender do on the weekend? </span>Family things: golf with my sons, go to the lake, FM Athletic football games in the fall, snowmobiling in the winter.<br /><span style="font-weight: bold;">Highest interest rate you can remember? </span>11.0% in the mid 80’s.<br /><span style="font-weight: bold;">Favorite family hangout?</span> Zorbaz on Pelican & DL<br /><span style="font-weight: bold;">When I cook at home I like to....</span><br />make a triple batch of Grandma Lu’s Olde Fashioned Civil War Chili. My mom (Grandma Lu) has a great recipe; we even entered the DL Water Carnival Chili Contest years ago and took the 1st runner up prize.<br /><span style="font-weight: bold;">One thing ever consumer should keep in mind when searching for a mortgage is:</span> Get a good faith estimate and visit with the lender for a few minutes before deciding who to use.<br /><span style="font-weight: bold;">What is the most gratifying part of lending?</span> Attending the closings and seeing everything go smoothly and having the client happy and excited about a new home.<br /><span style="font-weight: bold;">Your Favorite Charity and why? </span>FM Athletics. The organization benefits any kid in grade 4-8 that wants to play organized football. It has a dedicated board that works hard serving over 1200 kids in Fargo-Moorhead-West Fargo, and Hawley, Lake Park, Detroit Lakes, Casselton, Kindred and Barnesville areas. I have been involved with many organizations and support the philosophy of FM Athletics.<br /><a href="http://redriverhomeguide.com/">Find a Great Local Fargo Moorhead Home Lender</a><br /><span style="font-style: italic;"><a href="http://thefreelanceranch.com/">Business cards, Post Cards, Design, Logos, Fargo Moorhead Area</a></span></p>Find Fargo Real Estate or FM Realtorshttp://www.blogger.com/profile/11414941094297964231noreply@blogger.com0